Terms of Service
1. About us
This website is operated by PayCorp Tech Services - FZCO ("PayTech", "we", "us"), a Free Zone Company licensed by the Dubai Integrated Economic Zones Authority (DIEZ), Dubai Silicon Oasis, licence No. 88561, registered address DSO-IFZA, IFZA Properties, Dubai Silicon Oasis, Dubai, United Arab Emirates.
2. Scope
These Terms govern your use of this website. Our software development and marketing services are provided to business clients only, under a separate written agreement (master services agreement, statement of work or order form). If such an agreement conflicts with these Terms, the agreement prevails.
3. Nature of our services
We provide two types of services:
- Technology and marketing services for businesses that sell digital goods and subscriptions, provided under a separate written agreement.
- Supply of digital products (gift cards, prepaid codes, top-ups, subscription vouchers, eSIM plans and similar), under our licensed Gifts Trading activity: to business partners and resellers (B2B), on the terms of a supply agreement, and to end customers (B2C), on the terms set out in section 4 below.
We are not a bank, payment service provider, payment facilitator or e-money issuer and do not hold or transfer funds on behalf of others. All payments are processed by licensed third-party payment providers. We do not store full payment card details.
4. Purchases of digital codes (B2C)
- Order. An order is accepted when we confirm it by email. Prices are shown in the currency indicated at checkout and include applicable taxes unless stated otherwise.
- Delivery. Codes are delivered electronically to the email address or account provided at checkout, usually within minutes. See our Refund & Delivery Policy.
- Region and compatibility. Many codes work only in a specific country, store region or device type. You are responsible for selecting the correct region and product before purchase.
- Redemption. Codes are redeemed on the platform of the respective brand owner and are subject to that platform's terms. We are not responsible for the services provided by brand owners after successful redemption.
- Verification. To prevent fraud we may request additional verification, delay or cancel an order and refund the payment.
- Prohibited use. Codes bought for personal use may not be resold unless you are an approved business partner.
5. Use of the website
- You must not use the website for any unlawful purpose or in breach of UAE law, including Federal Decree-Law No. 34 of 2021 on Combating Rumours and Cybercrimes.
- You must not attempt to gain unauthorised access, interfere with security, scrape or overload the website.
- Content is provided for general information and does not constitute an offer. Demo figures are illustrative.
6. Intellectual property
All content, design, code and the PayTech name and logo are owned by or licensed to PayCorp Tech Services - FZCO. Third-party trademarks belong to their owners; see our Legal Notice.
7. Disclaimer and limitation of liability
The website is provided "as is". To the maximum extent permitted by law, we exclude all warranties and are not liable for indirect or consequential losses arising from use of the website.
8. Third-party links
We are not responsible for the content or practices of third-party websites linked from this site.
9. Governing law and jurisdiction
These Terms are governed by the laws of the Emirate of Dubai and the applicable federal laws of the UAE. Disputes are subject to the exclusive jurisdiction of the courts of Dubai. Nothing in these Terms limits the rights of consumers under UAE Federal Law No. 15 of 2020 on Consumer Protection.
10. Changes
We may update these Terms at any time. The "Last updated" date shows the current version.